The movie Guild Wars has the strongest reputation in the summer file, setting a new benchmark for competitive movies.

 
Guild Wars gains a strong reputation.

    Directed by the famous Hong Kong director Lin Chaoxian and starring Nick Cheung, Eddie Peng Yuyan, Mei Ting, Li Xinqiao, Andy On and Li Feier, the film has gained a strong reputation since it was released on August 16th. Moreover, so far, the total box office has reached more than 64 million, which is expected to exceed 100 million. The success of Guild Wars broke the current situation that sports movies were cold in China, and at the same time, it also saved the embarrassing situation of poor reputation of Chinese films in this summer.

Word of mouth: the most popular Chinese film in summer file

     The film Guild Wars has been a great success in word of mouth since its release. Yu Dong, president of Bona Film, once said: "All the films before Lin Chaoxian had bad reviews, but Guild Wars did not have bad reviews." Indeed, Lin Chaoxian’s classic works such as,, and so on are all around 7.2 points on the scoring website. However, Guild Wars scored 8.0 points, and after a few days of release, it did not fall but rose. Even Lin Chaoxian’s master Chen Jiashang sent a message to Weibo, saying, "This is Lin Chaoxian’s best work."

    Previously, some viewers called Guild Wars the most popular Chinese film in summer. This summer, the release of movies such as,, and made this schedule extremely lively. While competing for the market, major films have also drawn offline for the whole Chinese film in word of mouth. The second part of Tiny Times series, which has a good evaluation, scored only 3.2 points on Time Online. Hollywood movies are not rated as good as Guild Wars. Some viewers commented that Guild Wars brought back face for the whole Chinese film.

    The audience who saw the movie also spoke highly of Guild Wars. Some viewers said: "It hurts all over! It takes a lot of effort to schedule the sparring scene, and it is very concrete to guide the audience, and you can feel the excitement of Byakki Smoker personally. And some comedy elements are even more imaginary, causing explosions everywhere. "


Guild Wars has both fierce fighting and tender scenes.

Breakthrough: Setting a New Benchmark for Sports Movies

    In Hollywood, most sports movies can get good results, and continuous shooting has made six movies. However, in the Chinese film industry, the works on this theme are not popular. And other movies, although the word-of-mouth victory, but at the box office can only win 20 million or 30 million results. Even if the box office of movies such as, etc. is good, there is still a big gap compared with other types of movies in the same period.

    On the day of the film Guild Wars, it won the throne of the number of films, and on the first day, it won the single-day box office champion. Up to now, the total box office has reached more than 64 million, which is expected to exceed 100 million. This has broken the situation that sports movies are not welcomed by the market. At the same time, Guild Wars also sets a benchmark for Chinese sports movies.
After watching the movie, some viewers said, "It’s very rare to see Chinese MMA on the big screen, but compared with classic movies such as" Rocky ","Guild Wars "is better than localization and captures the thinking of the orientals. How an old gangster and a rich second generation find the meaning of existence in life is very resonant and makes people excited. "

Policy Questions and Answers on Admission of School-age Children in Huangpu District in 2024 Date of Issue: April 16, 2024 Font Size: Large, Medium and Small.

1. Through what channels can I know the policy requirements of Huangpu District’s admission to the park this year?

Parents can check the specific information about this year’s admission work through "Huangpu Education", official WeChat WeChat official account and official websites of various kindergartens in Huangpu District, and learn about the handling method, handling time, enrollment scope and registration conditions.

If you still have questions to consult after inquiring the information, parents can consult through the contact numbers published by the District Education Bureau and various child care institutions.

2. I am the child’s father/mother or other legal guardian. How can I enroll my child in the park?

If your child was born on September 1, 2020-August 31, 2021, and plans to enroll in various kindergarten classes in Huangpu District, please pay attention to the city and district admission policies issued by WeChat WeChat official account such as Shanghai Release, Shanghai Education, Huangpu Education, etc. and WeChat WeChat official account, the kindergartens and kindergartens, and learn about the specific time of admission information registration and registration verification, and handle it according to the corresponding time.

April 22-April 29, 2024 is the enrollment information registration stage. You can use the computer to open the "One Netcom Office" website (https://zwdt.sh.gov.cn) to register or log in with your real name, and enter the "School-age Children Admission in 2024" module in the homepage of the website to register and verify the enrollment information. You can also register or log in with your real name through the Application-with-bid mobile terminal (you can enter the application-with-bid citizen cloud app, WeChat search applet application-with-bid, and Alipay search-with-bid), and then enter the application-with-bid home page "Admission of school-age children in 2024" module to register and register for admission information. On the home page of the registration system, you can find the admission policy and telephone number of this district.

May 9-May 17, 2024 is the enrollment stage of Huangpu District. You can enroll in all kinds of kindergartens in Huangpu District in two ways. Method 1: Log in to the Shanghai School-age Children’s Admission Information Registration System and enter Huangpu District through the special column of the homepage of Shanghai Netcom Office or the homepage of the mobile terminal "School-age Children’s Admission in 2024". Method 2: Log in to the homepage of the website of "Shanghai Netcom Office" to enter the flagship store in Huangpu District, click on the characteristic column of "School-age children entering the park in 2024" or the homepage of the mobile terminal, enter the flagship store in Huangpu District, and click on the characteristic column of "Children entering the park" to operate.

In the process of filling in the information, you can directly call the e-license on the website of "One Netcom Office" in Shanghai or the mobile terminal of "Follow the Bid", or upload photos of documents that meet the requirements to complete information registration and registration verification.

3. When should I go through the admission formalities for my children?

In 2024, the work steps of school-age children entering the kindergarten in Shanghai preschool education stage are mainly divided into three stages: information registration, registration verification and admission notice. The time schedule is as follows:

Stage 1: Information Registration (April 22-April 29)

During this period, parents or other legal guardians of school-age children can access the "School-age Children Admission in 2024" featured in the homepage of the "One Netcom Office" website in Shanghai or log in to the "School-age Children Admission in 2024" on the homepage of the bidding mobile terminal and click to enter the "Shanghai School-age Children Admission Information Registration System" (hereinafter referred to as the "Municipal Registration System") to learn about specific policies and register information.

Stage 2: Registration Verification (May 9-May 31)

Parents who have completed information registration can log in to the city registration system from May 9 to May 17, 2024, click on the registration entrance in Huangpu District to register, or enter the flagship store in Huangpu District through the website of "Shanghai Netcom Office" or the mobile terminal of "With Bid" and click on the special column of "Children Entering the Park" to register. During the period from May 18th to May 31st, 2024, child care institutions verified the registration information through online verification. Parents are requested to pay attention to the registration verification time and admission policy details of Huangpu District and the kindergarten you plan to enroll in, and handle it as required.

Stage 3: Admission Notice (before July 15th)

Huangpu District will basically complete the admission of small-class children before July 15th, and issue a notice of admission to eligible parents.

4. What are the requirements for the browser or system version used for online registration?

In 2024, the "Huangpu District Kindergarten Enrollment System" not only supports computer access, but also supports mobile terminals such as smart phones. Edge browser (version 100 and above) or Google browser (version 63 and above) is recommended for computer access; It is recommended to use ios9 or above or Android 5.0 or above for mobile phone access.

5. I am not a registered user of "One Netcom Office" in Shanghai. How can I register?

Parents who have not yet become registered users of "One Netcom Office" in Shanghai can log on to the "One Netcom Office" website or mobile terminal and register with one of the following documents:

1. ID card.

2. Hong Kong and Macao residents travel to and from the Mainland.

3. mainland travel permit for taiwan residents.

4. China passport (overseas Chinese).

5. Foreigners’ passports.

6. What documents should my children and I prepare when registering?

Parents and children need to prepare the following documents according to their own situation:

1. Children with household registration in this city: they need to hold household registration in the enrollment area (if they move into the enrollment area on or after January 1, 2024, in principle, the head of the household must be the immediate family member of the child) or hold a valid real estate license in the enrollment area (the property owner is the child himself or the immediate family member of the child within three generations). For details, please refer to the enrollment brochure of the child care institution you intend to enroll in.

2. Children who are not registered in this city: Children and parents need to hold a valid Shanghai Residence Permit or residence registration certificate in the enrollment area, as well as other prescribed materials. For details, please refer to the enrollment brochure of the child care institution you intend to enroll in.

3. Foreign children, children from Hong Kong, Macao and Taiwan: children and their parents must hold passports, passes or residence permits for Hong Kong, Macao and Taiwan residents, as well as relevant certificates of legal residence in this area and other prescribed materials. For details, please refer to the enrollment brochure of the child care institution you intend to enroll in.

In the process of filling in the registration information, you can directly call the e-license on the website of "One Netcom Office" in Shanghai or the mobile terminal of "With Bid", or upload photos of documents that meet the requirements to complete the registration verification online.

7. How can I confirm whether my registration is successful?

After the parents complete the registration, the registration system will send a successful SMS to the mobile phone number provided by the parents. If parents do not receive the SMS, they can log in to the registration system through the original channels and check the registration progress by themselves.

8. During the registration stage, I found that the information displayed in the system is inconsistent with the actual information, or there is a lack of information. How can I modify and supplement it?

For the information of children and parents who are already in the electronic certificate library in Shanghai, parents can check their own and children’s names, certificate numbers and other information in the system during the registration stage. If it is found to be inconsistent with the actual situation, parents can modify it in the registration system according to the information of their valid certificates.

For school-age children who do not display information in the system, parents can enter information in the registration system by themselves according to the information of their valid certificates to complete the registration.

9. I filled in the wrong information on the Internet and submitted it for confirmation. Can it be revised?

Parents or other legal guardians of school-age children must check and supplement the information of children and guardians as required within the specified time after logging into the Huangpu District Kindergarten Admissions System. If the information is wrong, you can click "Re-register" to modify the relevant information and confirm the submission again.

10. If the household registration and real estate meet the registration requirements, which address should I use to register?

If both the household registration and the real estate meet the registration requirements, only one address can be selected for registration. Huangpu District Municipal Demonstration Park accepts the registration of children registered in this district or registered in this street who moved into the enrollment scope before December 31, 2023 (including December 31, 2023). Other public kindergartens only accept the registration of school-age children who meet the registration conditions in this street.

XI. How to enroll in kindergartens?

Huangpu District arranges school-age children who meet the requirements of the district to enter the park according to the allocation of resources in the district. Please read carefully the admission policy of Huangpu District and the admission methods of kindergartens for the specific implementation details.

Parents are especially reminded that the order of registration and registration verification of children’s information has nothing to do with whether children are admitted or not. Parents are advised to log in at the wrong peak, and registration and verification can be completed during the open period of the system.

Twelve, how to know the situation of the kindergarten to be registered?

From April 16th to April 21st, willing kindergartens in Huangpu District will carry out online or offline open day activities through websites, WeChat WeChat official account, etc. Parents can pay attention to the arrangement of open day activities of relevant kindergartens and learn about the environment in which your children will live in the park in the future.

Thirteen, I can’t make online registration verification within the specified time, what should I do?

If you are unable to register online information within the specified time due to special reasons, you can bring relevant documents to the offline service point during the registration verification period specified in this area. Offline service points implement an appointment system. Please pay attention to the relevant notices issued by Huangpu District or call the consultation telephone number of the district and child care institutions to obtain the specific address, opening hours and appointment methods of offline service points.

If you really have special reasons that you can’t complete the registration verification within the specified time, please call the district and child care institutions to truthfully report the situation. For school-age children who meet the requirements, the district will make proper arrangements to provide you with extension service.

14. How can I confirm the authenticity of the information I received?

In the registration verification stage, parents can log in to the registration system of Huangpu District through the original registration way to check the registration verification, or they can call the telephone number of the child care institution where you are registered to verify the relevant information.

Children in Huangpu District are not charged any fees, and no unrelated organizations or individuals are entrusted to carry out their work. The information provided by parents in the system is only used for the registration of admission information and registration verification.

15. My child wants to enroll in a nursery school, transfer classes, or have special educational needs. What should I do?

Children who sign up for kindergarten and middle and large classes do not need to register information, and small-class school-age children with special education needs born between September 1, 2020 and August 31, 2021 must also log in to the "city registration system" for information registration. In 2024, the implementation opinions of kindergarten enrollment in Huangpu District announced the relevant policies for the registration of children’s nursery needs, the registration of middle and large classes, and the registration of special education needs. Parents who need it can inquire about the relevant contents of Huangpu District’s enrollment policy, or call the telephone number of the nursery institution you intend to register for.

Sixteen, how to strengthen the supervision of children’s admission this year?

The education administration, supervision and supervision departments of Huangpu District will strengthen the guidance, supervision and management of children’s admission to the park to ensure that the work of children’s admission to the park is carried out in a standardized and orderly manner. The telephone number of this district can be inquired in the municipal registration system and the district registration system for parents to inquire and reflect the situation.

Click to view the Implementation Opinions on Kindergarten Enrollment in Huangpu District in 2024.

Suddenly realized! This is the real reason why the United States "likes" Japanese wastewater.

  Not long ago, the Japanese government officially decided to discharge more than 1 million tons of nuclear waste water into the Pacific Ocean. Most people, including Japanese nationals, strongly oppose the decision of the Suga Yoshihide government for fear that radioactive substances in the water will have an impact on the marine environment.

  The United States, however, is "picturesque". Not only did Secretary of State Blinken not object, but also "praised" Japan on Twitter, expressing "gratitude to Japan for its open and transparent efforts in deciding to deal with the water treatment problem of Fukushima Daiichi nuclear power plant".

  Many people speculate that this is because the United States and Japan have reached an agreement to maintain the "United front", which has made the United States, which has been active in the world as an "environmental enthusiast", wipe its old face and support Japan’s environmental damage.

  However, as a number of American media recently revealed that their country had dumped a large amount of DDT pesticide waste into the Pacific Ocean and concealed the facts for decades, everyone suddenly realized:

  The United States itself is not clean, and it is the same as Japan.

  According to media reports such as Los Angeles Times, Associated Press and CBS, American marine scientists found more than 27,000 barrels of waste containing DDT in the sea floor near Southern California.

  The name DDT is no stranger.

  In 1939, DDT was successfully synthesized by German scientists for the first time. In 1948, Swiss chemist Paul Hermann Müller won the Nobel Prize in Physiology/Medicine for discovering the insecticidal effect of DDT.

  DDT is simple in production, cheap in price, excellent in effect and easy to store. Since it went on the market, it has been widely used in agricultural pest control and prevention of malaria transmission.

  At that time, because it can effectively kill mosquitoes, flies, lice, fleas and other pests, it curbed the epidemic of cholera, typhus and other diseases in Europe, and then successfully controlled the spread of malaria and encephalitis all over the world. DDT was even praised as the three major inventions during the Second World War along with penicillin and the atomic bomb.

  However, in 1962, a biologist named rachel carson pointed out that DDT is extremely difficult to degrade, and it will be enriched in animal fat, and will be further superimposed along with the food chain until the concentration exceeds the tolerable range of organisms, which will eventually lead to cancer.

  Since 1970, countries have gradually banned DDT and debated its toxicity, and then from 1996 to 2000, it was affirmed that DDT was harmful and it was planned to eliminate this product globally.

  However, in this process, the companies that produce DDT in the United States have quietly discharged the toxic waste produced during the manufacture of DDT into the sea.

  In 1979, the Central Hospital of Marine Mammals in Sosalito, California, found that a quarter of the adult sea lions in the nearby waters were afflicted with cancer. After a long period of investigation, it was found that DDT was found in the fat of most sea lions with cancer.

  The largest DDT producer in the United States, montrose Chemical Company, is located in the place where these sea lions are endangered.

  From 1947 to 1982, this company produced a lot of toxic wastes in the process of producing DDT. No one knows where these wastes went.

  Only some past shipping logs show that factories in southern California once regarded this sea area as a "garbage dump" that could be dumped at will, but it has not been confirmed, and no one has ever found the exact location of these pollutants.

  Until March of this year, researchers at the University of California, San Diego discovered more than 27,000 "barrel objects" in this sea area by using underwater drones. The researchers immediately remembered those rumors about shipping logs.

  The existence of these barrels means that what is said in the transportation log is very likely to be true.

  According to the transportation log, the dumping of DDT waste in the Pacific Ocean by the United States is not an accidental event, but a long process that lasts for decades.

  These iron drums have long lost their sealing function after long-term corrosion by seawater. Not only that, the log records also show that if an iron drum is not full and cannot sink by itself, the crew will take the initiative to split the iron drum and let it sink freely.

  In fact, as can be seen from the photos taken back, there are obvious traces of artificial digging on the storage barrel.

  The researchers sampled and analyzed the nearby sediments and found that the DDT concentration here far exceeded the threshold set by the National Oceanic and Atmospheric Administration of the United States, and the pollution level in one place even reached 40 times the threshold.

  After further investigation, the researchers estimated that about 350 to 700 tons of DDT were dumped into the ocean.

  Eric Trier, the chief scientist of the expedition and director of the Marine Physics Laboratory of the Scripps Institute of Oceanography, said that the sea area covered by pollutants was "amazing".

  In the last century, the bald eagle, the "national bird" of the United States, almost went extinct. At that time, there was a view that it should be caused by DDT, but this giant DDT wastewater bucket "cemetery" was not found.

  Now, it seems that many unexplained doubts before are probably related to DDT wastewater barrels in this sea area.

  Long before Japan, the United States had done such a wicked thing as discharging pollutants into the sea. Not only did I do it, but I also kept it from the world for decades.

  Perhaps this is the real reason for the United States to "thank Japan for its openness and transparency." (seal)

Wuxi Mercedes-Benz EQE SUV price reduction news! Special price of 331,000, limited time special.

[car home Wuxi Preferential Promotion Channel] Recently, a large-scale preferential activity was launched in Wuxi, with the maximum preferential amount reaching 155,000. At present, the minimum starting price of this car has dropped to 331,000. If you are interested in this model, please click "Check the car price" in the quotation form to get a higher discount.

无锡奔驰EQE

The design of Mercedes EQE SUV inherits the elegance and modernity of Mercedes family. The front face is designed with a closed grille and a through LED daytime running light strip, which enhances the sense of science and technology of the front. The overall style presents simple lines without losing the sense of strength, and the smooth waistline and large-size wheels on the side of the car body highlight its positioning of luxury sports.

无锡奔驰EQE

Mercedes-Benz EQE SUV has a body size of 4880*2032*1679mm and a wheelbase of 3030mm, and has smooth side lines, showing dynamic and elegance. Equipped with 19-inch wheels and 235/55 R19 tires, the front and rear wheel tracks are 1649mm and 1662mm respectively, creating a unique visual effect.

无锡奔驰EQE

The interior of Mercedes-Benz EQE SUV adopts minimalist design style. The center console is equipped with a 12.8-inch floating central control screen, which supports voice recognition control of multimedia system, navigation, telephone, air conditioning, sunroof and other functions. The steering wheel is made of leather, which supports electric up-down, front-back adjustment, which improves the driver’s comfort and operation convenience. The front seats are made of imitation leather, equipped with heating and ventilation functions, and support a variety of adjustment methods, including front and rear adjustment, backrest adjustment, height adjustment, leg rest adjustment and lumbar support adjustment. At the same time, they also have electric seat memory function, which can provide personalized seat settings for drivers and co-pilots. In addition, three USB and Type-C interfaces are provided in the front row, and two interfaces are provided in the rear row. At the same time, the front seats are also equipped with wireless charging function of mobile phones, which provides convenience for daily use.

无锡奔驰EQE

Mercedes-Benz EQE SUV is equipped with an efficient engine, with a maximum power of 300 kW and a maximum torque of 858 Nm, giving drivers a powerful power experience.

It is mentioned in the driving experience that the power performance of Mercedes-Benz EQE SUV is acceptable, but the low-profile model is not equipped with rear wheel steering function, which leads to a slight lack of flexibility in the vehicle. For the owners who are used to driving BMW 3 Series, EQE SUV is relatively weak in handling, especially when passing through the pit, the redundant shaking of the car body is more obvious, which gives people the feeling that it is a little too soft.

The value is further advanced, the dark blue SL03 is newly listed, and the price is 145,900

[Global Network Car Comprehensive Report] On August 25, the newly upgraded Deep Blue SL03 was listed at the Chengdu Auto Show and officially announced the official guide price. The new car launched a total of 4 configuration models, with a price range of 145,900 yuan – 191,900 yuan. At the same time, new users and old owners of Deep Blue SL03 can enjoy 8 gifts and upgrade gifts respectively.

The deep blue SL03 listed this time continues to establish new value for future travel with its championship strength leading the market segment. Through more than 40 experiences such as symbiotic aesthetics re-advancement, full-sense cockpit re-upgrade, and rear drive control re-evolution, it has the same level of leading value, and the comprehensive product strength of the deep blue SL03 is full, making it the best choice for users.

Accelerate the electric era, super range extension to achieve user real tram enjoyment, bid farewell to mileage anxiety

For consumers, who want the feeling of a tram racing, but also want to ride the dust when the green light is on, and also want to solve the power anxiety of long-distance travel, then the extended-range electric vehicle is definitely the best choice in this market. But at the same time, most of the extended-range systems on the market have problems such as high feed fuel consumption, weak feed power, and loud generator noise, which are far from the driving experience of pure electric models. And Deep Blue Super Extended Range perfectly solves industry problems. It has 164 core technologies and 1,286 core patents, reaching 2 industry debuts and 8 leading technologies of the same level. With the support of super range extension technology, the fuel consumption of the deep blue SL03 is as low as 4.4L per 100 kilometers, and the acceleration is still rapid under the condition of feeding. The generator can be started without anyone noticing, providing users with four major values of pure electric drive, long battery life, low energy consumption, and true safety.

The long range of the super-extended range also allows users to bid farewell to mileage anxiety. The pure electric range of the dark blue SL03 extended range model is as high as 200km (CLTC), and the comprehensive range is as high as 1200km (CLTC). Urban commuting uses pure electricity, and long-distance travel has extended range, allowing users to bid farewell to mileage anxiety. In terms of energy consumption, through technological innovation such as high compression ratio and deep Atkinson cycle, ultra-low fuel consumption, ultra-low cost, and ultra-low emissions are achieved.

Appearance, cockpit, driving control, three major upgrades to create a new leapfrog experience

The current is the era of "face-to-face" cars. The closed air intake grille, the sharp daytime running lights running through the front of the car, and the through-type taillights… make new energy vehicles more and more similar. And the dark blue SL03 leads the new trend of design in terms of appearance, which is unforgettable. With its extreme posture, five-door hatchback shape, low-lying sports style, and the same-level leading frameless doors, big canopy, etc., the dark blue SL03 has gained 70,000 names since its listing.

The appearance is renewed.In terms of appearance, the new 19-inch new sports wheel is added, and the strong mechanical design style is more sporty and powerful; the new side skirt increases the width of the decorative strip, improving the design fluency; the rear bumper at the tail is redesigned and optimized, showing more light movement. In terms of appearance color, SL03 provides five body colors: Comet White, Nebula Blue, Star Mine Black, Moon Rock Grey, and Tianhe Blue to meet the individual needs of users.

In the interior, SL03 offers two new interior color schemes, Yaoying Black and Quiet Moon White, which are in line with the current fashion trend. Through new colors and fashionable materials, the perfect integration of technology and fashion is achieved. Yaoying Black uses pure black interior with suede material, and then embellishes it with cyan stitches to show high quality; Quiet Moon White outlines the future texture with pure white, and integrates orange in the white interior to carve details, showing more youthful and fashionable.

The central control armrest box has a new design, with more concise functional partitions and a folio that saves opening space. New technologies such as laser punching and laser engraving are applied to the interior, and exquisite quilting designs are used in many places to establish an emotional connection between dark blue and users through extended lines, creating a fashionable and high-end texture.

The full-sense cockpit is upgraded again.SL03 is equipped with Qualcomm 8155 chip and Android 11 operating system. Based on the powerful underlying capabilities, it realizes unlimited cockpit functions and scene expansion capabilities, bringing multi-sensory audio-visual linkage. Through AR-HUD, Sunflower central control large screen, etc., it realizes visual communication between people and cars; through high-quality audio, intelligent voice assistant, main driver headrest audio, etc., it realizes language communication between people and cars.

On this basis, SL03 adds a 64-color ambient light that can follow the rhythm of music, and the brand’s 14 speakers are dynamically adjusted to enhance low-frequency sound and heavy bass.

SL03 also further enhances the humanistic and technological experience of the full-sense cockpit. The front seat adds the function of backrest ventilation and heating; the main driver seat can be electrically adjusted in 12 directions, including 4-way waist support adjustment; the leading 40W wireless fast charging can realize active monitoring, air supply and heat dissipation, and charge at any time, completely getting rid of the anxiety of mobile phone power; the touch screen of the rear independent air conditioner strengthens the care for family and friends; the rear seat backrest is adjusted to a more ergonomic design of 30 degrees, and the seat hardness is better.

Software-defined cars, often used to be new is the necessary quality of smart cars. The Deepal OS system equipped with SL03 has undergone 9 OTA upgrades since its launch, adding and optimizing more than 500 functions, making it the fastest evolving software system in the industry.

Rear drive control is evolving again.The maximum output power of the Force Superset electric drive is 190 kW and the maximum output torque is 320 Nm, resulting in the power performance of the SL03 pure electric version with a 100-kilometer acceleration of 5.9s. The newly added 135km extended range version achieved a 100-kilometer acceleration performance of 7.2 seconds.

Control and comfort seem like "fish and bear’s paw can’t have both",Deep Blue SL03 has found the optimal solution. In the past year, Deep Blue has co-created with a large number of users, listened carefully to the user’s voice, repeatedly polished the chassis parameters, and worked hard to add comfort genes on the basis of the current sports parameters to achieve a sports and comfortable vehicle adjustment. The floor vibration is reduced by 23%, the body roll shake is reduced by 17%, the pitch is reduced by 15%, and the deceleration impact energy is reduced by 10%. In addition, for the extended range version, the hydraulic suspension system has been upgraded, and the front suspension residual vibration is optimized by 37%.

In addition to the new adjustment of the chassis suspension, the SL03 also focuses on upgrading the NVH performance of the whole vehicle. A total of 30 optimization of 18 acoustic materials for the interior and exterior trims has been carried out, resulting in 3.9 decibels and 2.7 decibels of sound insulation for the front and rear rows of the car, respectively, to create a more tranquil space experience.

Dare to be the first in the industry, Deep Blue Auto launched a hardware upgrade plan for old users, interpreting the true "user care"

Deep Blue Auto has brought upgraded gifts to all SL03 old users to meet everyone’s diverse experience needs. For the full-sense cockpit, Deep Blue will provide a sound adjustment plan for all SL03 models equipped with 14 speakers, adding more dynamic sound quality to the current plan that pays more attention to original sound; for rear drive driving control, Deep Blue will provide a suspension modification plan for all SL03 models, and add sports and comfortable suspension options to the current more sports-focused plan. For specific information, please pay attention to the official APP of Deep Blue Auto.

At the press conference, Deep Blue CEO Deng Chenghao emphasized: "We will provide all users with a new car experience, whether it is Deepal OS 2.0 or 3.0, we will never forget the first batch of Deep Blue users, because you are the founder of the Deep Blue brand!"

In the past, Tesla pioneered the OTA of software, realizing the common innovation of intelligent interaction and intelligent network connection. However, the audio tuning scheme and driving control modification scheme launched by Deep Blue Auto for old users this time have truly enabled the car to achieve a full range of common innovation from software to hardware, setting a precedent in the industry.

The modification of the Deep Blue SL03 and the upgrade plan brought by the Deep Blue Car to users allow both new and old users to enjoy a newer experience. It has to be said that the forward-looking concept of Deep Blue Car and the responsible attitude towards users have once again impressed the market.

DeepTech released the top ten technology trends of life sciences in 2019, and biotechnology has entered a golden age.

  On March 22, 2019, the DeepTech 2019 Life Science Forum was officially held in Shanghai, China, where scientists, investors and entrepreneurs from the biomedical field gathered to discuss in depth the scientific research innovation, technological revolution and future trends in the life science field. Flagship
Jason Pontin, senior partner of Pioneer, Wang Liqun, president of Fosun Kaite Biotechnology Co., Ltd., Lou Qi, deputy chief economist of Zhangjiang Group and general manager of Zhangjiang Biomedical Base, Wei Wensheng, researcher of Peking University Institute of Life Sciences, and Wang Yanli, researcher of Institute of Biophysics, Chinese Academy of Sciences, shared their exclusive views on emerging technology trends.



DeepTech released the top ten technology trends of life sciences in 2019, and biotechnology has entered a golden age.



  Figure | DeepTech 2019 Life Science Forum (Source: DeepTech)


  21
The 21st century is the century of life science. In recent years, the development speed of biotechnology has passed a critical point of innovation, and more and more revolutionary technological breakthroughs have emerged in the field of life science. The world we live in and the life around us are also undergoing revolutionary changes.


  We believe that the field of life sciences will enter a new era in 2019. In 2019, including CRISPR
Including gene editing, cutting-edge biotechnology such as synthetic biology technology and single-cell omics technology will continue to make revolutionary breakthroughs, and further change the rules of the game in the field of life science, and also change the world we live in.


  The global market in life sciences and medical health is growing. As early as 2014, China surpassed Japan to become the second largest biomedical market in the world. In 2017, the market size of China’s biomedical industry has reached 341.719 billion yuan. It is predicted that by 2020, the market size of China’s biomedical industry will be twice that of Japan, and it will surpass the United States to become the first in the world.


  Now, the biomedical market in China is welcoming the "golden age", and more and more emerging technology enterprises are born in China, attracting more and more innovative talents. The booming biomedical industry in China is forming a field that attracts thousands of people’s attention.


  DeepTech, China’s leading provider of emerging technology content and hard technology services.
In this forum, the "Top Ten Technical Trends in Life Sciences in 2019" was released, and technical trends such as CRISPR Toolkit, immunotherapy 2.0 and curing rare diseases, which have attracted much attention in life sciences, were selected.



DeepTech released the top ten technology trends of life sciences in 2019, and biotechnology has entered a golden age.



  Figure | Chen Xu, co-founder of DeepTech (source DeepTech)


  Ten technical trends in life sciences in 2019:


  1.CRISPR toolkit (CRISPR/Cas Toolkit)


  More than 30 years ago, scientists found short palindrome repeats in bacteria at regular intervals, and found that such repeats can make bacteria immune to viruses. In 2001, Spanish scientist Francisco
Mojica officially named it CRISPR. In 2012, two female scientists, Jennifer Dudner, a structural biologist from the University of California, Berkeley,
Doudna) and Emmanuelle Elca Pontier of Umemo University in Sweden.
Charpentier) first applied CRISPR/Cas as a gene editing system. In 2013, George from Harvard Medical School
Church, Feng Zhang of the Bode Institute of Massachusetts Institute of Technology, and Xie Lei of the Center for Systems and Synthetic Biology of the University of California, San Francisco (currently working at Stanford University) published three articles respectively, and successfully applied CRISPR/Cas system to mammalian cells.


  The appearance of CRISPR/Cas9 has led to the explosive development of the whole field of gene editing. Nowadays, many scientists have further expanded CRISPR/Cas gene technology from a single "gene scissors" to a multifunctional "gene toolkit", showing an exciting application prospect based on the ever-expanding CRISPR/Cas system. Scientists predict that CRISPR/Cas9 gene editing technology will change the society in which we live and the creatures around us.


  2.immunotherapy 2.0(Immunotherapy 2.0)


  More than 100 years ago, William, an orthopedic surgeon in new york, USA
Coley accidentally discovered that the infection of streptococcus pyogenes after operation made the tumor of sarcoma patients subside, which opened the prelude of tumor immunotherapy, and William was therefore known as the father of tumor immunotherapy.


  In 2018, the highly anticipated Nobel Prize in Physiology or Medicine was awarded to American scientist James P. Allison and Japanese scientist Tasuku.
Honjo, they have made pioneering contributions to cancer immunotherapy. Nowadays, there are hundreds of companies that carry out cancer immunotherapy in the world, and more than a dozen immunotherapy products in China have applied for clinical trials. The related research results are frequently reported, and they are steadily moving towards the ultimate goal of curing cancer.


  With the continuous breakthrough of basic and clinical research, our understanding of immunotherapy is also deepening, and the indications of immunotherapy are also expanding. From the initial main position of leukemia, to non-Hodgkin’s lymphoma, multiple myeloma, and then to autoimmune diseases, immunotherapy has entered a more accurate, joint and broad-spectrum 2.0 era.


  3. Cure of Rare Diseases


  Under the condition of no error or off-target effect, it is expected to produce predictable beneficial effects by modifying mutant genes through gene editing technology, and even realize a one-time cure of some genetic diseases. Looking back on the development of gene therapy in the past 20 years, it was not until recent years that we really ushered in the era of gene therapy and saw the hope of curing rare diseases at one time.


  Gene therapy (gene
As a subversive medical technology, therapy has realized that foreign normal genes can be introduced into target cells to correct or compensate diseases caused by defects and abnormal genes, thus achieving the purpose of treating congenital genetic diseases. Today, there are more than 2,500 clinical trials of gene therapy in the world, and gene therapy has become a battleground for global pharmaceutical R&D enterprises.


  In mid-2018, the US FDA announced that it would continue to vigorously promote the development of gene therapy, and issued six new guidelines, which established a policy framework for how to develop gene products, review and reimbursement by regulatory agencies. At the same time, it also points out the hot fields of human gene therapy, including hemophilia, retinal diseases and rare diseases.


  In 2019, the treatment of a variety of rare diseases will enter the clinic, and gene therapy will officially enter the stage of rapid development after nearly 20 years. More and more small and medium-sized gene therapy startups have broken ground, and traditional pharmaceutical giants such as Pfizer, Novartis and GlaxoSmithKline have also laid out the field of gene therapy. In China, some start-ups involved in gene editing and some gene therapy projects are expected to enter the clinical stage in 2019.


  4. Gene Big Data


  On April 15th, 2003, an international team of scientists from six countries announced the completion of the human genome map. This cost 3 billion dollars, and it is known as the "moon landing plan" of life science.
Our research project has laid a solid foundation for human beings to uncover their own mysteries. The drawing of the human genome map has become an important milestone in the history of human exploration of its own mysteries, and it is also considered by many analysts as a sign of the advent of the biotechnology century.


  Only after more than ten years, with the development and maturity of technology, the cost of sequencing the whole genome has dropped from 30.
Billion dollars, gradually reduced to hundreds of thousands of dollars, thousands of dollars or even lower, there are also many consumer-oriented genetic testing products on the market. In addition to the well-known applications such as non-invasive prenatal genetic testing and neonatal genetic disease screening, individual genetic testing can also lock in individual pathological genes to achieve early prevention and treatment.


  Through the genetic detection of individuals, we can realize the prediction of many diseases and even provide more profound insights into individual behavior characteristics. For example, in individual genetic testing products, DNA of individual samples is analyzed.
The analysis of data can interpret the risks of cancer, metabolic diseases, mental illness, etc., and can also interpret the information of individual drug adaptability, sports talent, alcohol consumption and so on. As millions or even tens of millions of individuals around the world have completed the interpretation and analysis of personal genome data, there have been some based on.
Emerging technologies with more striking DNA information, such as DNA criminal investigation and new drug prediction, have made revolutionary progress in these fields. We have also ushered in a revolutionary era brought by DNA data.


  5. Nucleic Acid Drugs


  In the field of new drug research and development, targeted therapy for target protein has become the mainstream, and gene therapy for DNA mutation is also in full swing. As a bridge between gene and protein, mRNA.
More and more attention has been paid in recent years. In addition, scientists also found that there is a unique gene silencing mechanism in eukaryotic cells, which can resist the invasion of foreign substances, protect the stability of genetic information, and regulate various functions of organisms, also known as
RNA interference (RNAi) phenomenon.


  The RNAi mechanism was first discovered by Professor Andrew Z.Fire and Professor Craig C.Mello in 1998, and was recognized by Science in 2002.
The magazine ranked first among the top ten scientific achievements and won the Nobel Prize in Physiology or Medicine in 2006. The discovery of RNAi has greatly broadened the source and development direction of human drugs. Today, with
Oligonucleotide drugs based on siRNA (small interfering RNA) and miRNA (microRNA), and mRNA therapeutic drugs, mRNA vaccines and CRISPR RNA.
Mainly ribonucleic acid drugs, together constitute the nucleic acid drugs.


  A large number of studies show that nucleic acids and their degradation products and derivatives have good therapeutic effects, and we are also welcoming a new era of mRNA drugs and RNAi drugs. In theory, nucleic acid drugs can achieve irreplaceable effects of traditional drugs. Like small molecular drugs, they can play a role in cells, even affect the nucleus and have precise targeting. They are also very advantageous for some single-gene disease nucleic acid drugs. In the era of global precision medicine, diseases caused by different gene differences or abnormal expression can theoretically be individually developed by nucleic acid drugs.


  6. Brain science and brain-computer interface.


  Brain science is the "ultimate territory" for human beings to understand natural phenomena and human beings themselves, and brain science research is also called "the ultimate challenge for human beings to understand nature and themselves". In recent years, countries all over the world have launched their own "brain plans", and their goals can be summarized as follows: (1) analysis of the neural basis of various brain functions; Using the new information obtained from neural circuit research, develop new methods for effective diagnosis and treatment of brain diseases; Carry out brain-like research inspired by brain science and promote the progress of a new generation of artificial intelligence technology.


  With the emergence of new technologies such as brain imaging, biosensing, human-computer interaction and big data, brain science and brain-like research are increasingly becoming one of the key scientific fields that countries around the world are scrambling to study. Under the impetus of "Brain Project", some exciting applications are expected to appear in the field of "brain science", including brain like computing system, brain-computer interface and a new model of brain-computer fusion, and it is expected to promote the development of brain disease diagnosis and treatment, artificial intelligence and other fields.


  7. Smart Medical Care


  In the future, the medical industry will integrate more artificial intelligence, sensing technology and other high technologies, so that medical services will move towards real intelligence and promote the prosperity and development of medical undertakings. Artificial intelligence has played an important role in the medical field, such as medical image recognition, biotechnology, auxiliary diagnosis, drug research and development, nutrition and other fields, and will change medical methods and even medical models.


  By 2025, the total value of the world artificial intelligence market will reach 1270.
Among them, the medical industry will account for 1/5 of the market size, and medical AI will become one of the most important application scenarios of artificial intelligence. On the other hand, data, as an important support of artificial intelligence, has become the key content of smart medical construction and development. The emergence of a new generation of communication technology and the development of Internet of Things chip technology have also promoted the great commercialization of mobile medical equipment, especially all kinds of intelligent devices, sensors and other medical and health equipment, which mainly monitor health such as exercise, heart rhythm and sleep.


  8. Non-Invasive Early Diagnosis.


  In recent years, in the direction of tumor diagnosis, with the continuous development of genome sequencing technology, tumors are circulated in peripheral blood.
Liquid biopsy with DNA(ctDNA) as the main marker has become the most potential technique for early accurate diagnosis of tumors.


  Liquid biopsy based on gene imaging and sequencing methods can identify and monitor tumors in the early stage, artificial intelligence and the application of gene big data. Combined with liquid biopsy, it provides an effective early screening method for most cancers and provides clues for early diagnosis of cancer, accurate determination of cancer types, prediction of cancer spread and prognosis management.


  9. Synthetic Biology Technology.


  In essence, a computer is a machine that can process information through certain algorithms. The more powerful the computer circuit, the more complex calculations and algorithms can be carried out. Similarly, cells can be transformed by genetic engineering like a mini-computer. The more complex the circuit, the stronger the computing power.


  As the third biotechnology revolution, synthetic biology, which was born in the early 21st century, has brought subversive changes to human social life. Artificially designed cells will be able to deliver drugs to patients regularly in vivo; The sex of silkworm, mosquito and other insects can be controlled by genetic design; Gene editing can double the speed of breeding … These are magical changes brought by synthetic biology.


  In recent years, with the continuous innovation of genome editing technology such as CRISPR, as well as the equally rapid development of big data, artificial intelligence and robotics, the prospect of synthetic biology has become more and more clear, and the industrialization of synthetic biology has ushered in an explosive period.


  10. Single-cell Multiomics.


  Cells are the basic units that constitute the structure and function of life. Different types of cells have different shapes and functions. Even if the cells of the same kind seem to be the same, there are extensive cell heterogeneity among them. The early average data obtained based on population cell analysis often ignored the differences among cells.


  With the development of cell separation and next-generation sequencing, researchers can study DNA, RNA, protein and chromatin of a single cell. Scientists have begun to combine multi-layer information with single-cell resolution to reveal single-cell genome, transcriptome, methylation, protein omics and other data.


  In 2009, the first single-cell transcriptome sequencing technology appeared; Single cell genome sequencing technology appeared in 2011; In 2013, single cell genome-wide DNA methylation detection technology appeared. Subsequently, scientists continued to optimize and improve cell sorting technology, nucleic acid amplification technology, signal-to-noise ratio improvement, etc., and further created sequencing and analysis technologies at different levels of single-cell omics.


  Single-cell omics technology allows us to identify specific cells and their functions more clearly, and can provide unprecedented clinical and scientific research data, helping scientists to understand the physiological and pathological mechanisms of organisms more accurately and deeply, such as the differentiation of stem cells, the development of nerve cells, the pathological mechanism of cancer cells, the function of immune cells, etc., and provides guidance for the formulation of individualized precision medical programs.


  Jason Pontin, senior partner of Flagship Pioneering, explained the top ten technology trends one by one.


  Mr. Jason Pontin is currently a famous biomedical venture capital firm in Boston, Flagship Pioneer.
Senior partner, mainly responsible for the company’s strategic communication and the construction of enterprise entrepreneurship ecosystem. He is also a famous American opinion leader in science and technology. Mr. Jason Pontin from 2005 to 2017
Years in the MIT Technology Review (MIT Technology
Review) as CEO, publisher and editor-in-chief, responsible for the editing direction, media platform and business strategy of MIT Science and Technology Review. In addition, he has written for many famous American and global media, including The Economist, Financial Times and Wired in The New York Times.



DeepTech released the top ten technology trends of life sciences in 2019, and biotechnology has entered a golden age.


  Figure | Jason Pontin, Senior Partner of Flagship Pioneering (Source: DeepTech)


  Jason Pontin introduced 11 kinds of technology trends that he is concerned about, the first of which is CRISPR. Jason
Pontin thinks that CRISPR is like a gift from heaven, full of sci-fi significance, but at present, we can’t master this technology, and it may be another 40 years before we can know the secret and core of CRISPR. Jason also expressed his views on the previously concerned baby event of gene editing. He thinks that people pay too much attention to the baby of gene editing of CRISPR. At present, it is uncertain about the consequences that knocking out CCR5 gene will bring to human body, but he believes that with the passage of time, there will be a relatively reasonable framework and policies.


  Jason
Pontin also put forward a new direction of gene editing, that is, combining stem cells with gene editing, for example, inducing easily obtained somatic cells back to differentiated stem cells, which is safer and more controllable and has great potential in clinic.


  Meanwhile, at DeepTech,
At the 2019 Life Science Forum, Zhao Ruilin, a partner of Chende Capital, shared possible hot spots in biomedical investment in the next three to five years. Zhao Ruilin believes that the application of AI+ big data, early cancer screening, gene therapy, consumer-oriented gene sequencing and surgical robots will become hot spots for investment in the next three to five years.


  At the same time, Zhao Ruilin also pointed out that several medical big data companies can not succeed in a day or two. The capital market is also a test of who can get to the end. Everyone sees the prospect of big data applications, but how can we get to the end? How can we get to the day when gold is dug up? This is something that everyone should consider. For early screening of cancer, Zhao Ruilin believes that the fundamental principle of imaging technologies such as MRI and CT is that I want to see cancer. And what is cancer early screening instead of imaging technology? In the future, when molecular diagnosis is really powerful, when there are no image markers, we can already detect cancer. Of course, this is a vision, and we have to achieve this goal.



DeepTech released the top ten technology trends of life sciences in 2019, and biotechnology has entered a golden age.


  Figure | Zhao Ruilin, Partner of Chende Capital (Source: DeepTech)


  Wang Liqun, president of Fosun Kaite Biotechnology Co., Ltd., delivered a speech at the meeting. He said that China still faces many challenges in the industrialization of CAR-T therapy. We don’t have to worry about being too far behind foreign countries, but don’t blindly think that we are the first.


  Dr. Wang Liqun said that we still have a lot to improve in terms of technology, quality, time, production capacity and cost. For example, whether the technology can be better, whether the cost can be lower, how to overcome these tumors and microenvironment, including the inhibition of solid tumors to make another product, and commercial applications, there are many things to be explored and tried, but in the end we have to return to our original intention, and how to really use a good product to treat our patients.


  At the same time, he also mentioned that many media said that China is the world’s number one in CAR-T, and in clinical research, our clinical data is more than that of the United States, which is a wrong concept. Clinical trials in the United States are supervised clinical trials, while most of the data reported in China are not supervised, which is quite different. We can’t be so hot-headed that we think that CAR-T is the first because we have done more clinical projects. Dr. Wang Liqun said that he hoped that China could attach importance to the supervision of CAR-T as a drug, which was beneficial to the development of the whole industry. CAR-T is revolutionary as a means of tumor treatment. Everyone is at the same starting line. We don’t have to worry about being too far behind foreign countries, but don’t blindly think that we are the first.



DeepTech released the top ten technology trends of life sciences in 2019, and biotechnology has entered a golden age.


  Figure | Wang Liqun, President of Fosun Kate Biotechnology Co., Ltd. (Source: DeepTech)


  In the afternoon round-table discussion, Yang Fang, a partner of PricewaterhouseCoopers Capital Markets, answered the question of how to treat medical data sharing. She believed that the future was bright and the process was painful. China is a big country of medical data, but the systems used in each hospital are not necessarily the same, and the data structures are also different. It takes a lot of time and energy to make these unified structured data. But the final prospect is definitely bright, but it will take a lot of time and energy before reaching that line.



DeepTech released the top ten technology trends of life sciences in 2019, and biotechnology has entered a golden age.


  Figure | Yang Fang, Partner of PricewaterhouseCoopers Capital Markets (Source: DeepTech)


  The forum also announced ten "DeepTech 2019 Innovative People in Life Sciences".


  Chen Xu, co-founder of DeepTech, said that this DeepTech
The selection of 2019 innovators focuses on the key contributions and achievements made by these ten scientists and entrepreneurs in the future subversive and transformative technology hotspot trends in the life sciences.


  Chen Xu said that this list should highlight not only the achievements of scientists and entrepreneurs, DeeTech.
It is also hoped that through the presentation of innovative figures, the possible path of future development in the field of life sciences can be described more vividly and located more accurately.


  Cong Le, a young scientist who brought CRISPR gene editing technology to the human gene world, cut CRISPR/Cas for the first time.
The system was upgraded to the gene editor "Swiss Army Knife" CRISPR-dCas.
Lei Lei, an associate professor of bioengineering at Stanford University, and Shao Yangyang, a postdoctoral fellow at the Institute of Plant Physiology and Ecology, Shanghai Institute of Life Sciences, Chinese Academy of Sciences, who created the world’s first single chromosome eukaryotic cell, won this award. The ten winners were respectively
Ten technical trends in life sciences in 2019 shared their views, and Shao Yangyang, Wang Yanli and others also shared the innovation achievements in their respective fields at the forum.


  From gene magic scissors, gene erasers edited by single base to today’s "Swiss Army Knife", the field of gene editing has been transformed and turned upside down in recent years. For one of the top ten technical trends in the field of life sciences in 2019,
CRISPR Toolkit, according to Qi Lei, "In CRISPR based on bacterial sources.
In the gene editing system, we acquire and enrich this toolkit by enhancing the function and activity of the corresponding proteins, and realize safer and more effective gene regulation. The appearance of these tools not only provides a brand-new scheme for future genetic engineering and treatment, but also provides a powerful tool for the comprehensive study of genes and their importance in life. We are very much looking forward to it.
CRISPR toolkit can continuously create miracles in both research tools and therapeutic applications for the benefit of mankind. "


  The creation of the world’s first eukaryotic cell containing only a single chromosome marks a milestone in China’s synthetic biology! As the implementer of this great achievement, Dr. Shao Yangyang mentioned in his keynote speech that the three-dimensional structure of yeast cells’ sixteen chromosomes has changed dramatically after they were merged into one, but the transcription group and phenotype group of cells have not changed much, which subverts the traditional idea that the three-dimensional structure of chromosomes affects gene expression. This is also the first time to explore the relationship between the evolution of higher organisms and the structure and function of chromosomes through synthetic biology. Moreover, a series of yeasts with decreasing chromosome numbers constructed in the process of gradually merging sixteen chromosomes into one are undoubtedly valuable materials for studying telomere-related aging and cancer.



DeepTech released the top ten technology trends of life sciences in 2019, and biotechnology has entered a golden age.


  Figure | Dr. Shao Yangyang (Source: DeepTech)


  Kong Lingjie, an associate professor of precision instruments in Tsinghua University, analyzed brain science in his keynote speech. He said that brain science still faces many challenges at present. In the field of cerebral cortex, it is urgent to upgrade the existing imaging technology and pursue a wider, deeper and faster imaging technology. Kong Lingjie team developed deep tissue imaging technology and three-dimensional high-speed microscopic imaging technology, and recently cooperated with Academician Dai Qionghai of Tsinghua University to realize large-scale, high-resolution and real-time dynamic imaging. By applying the new technical means to science, we can observe the neural activity in a specific behavior pattern, infer the functional connection and structural connection of neurons, statistically analyze the information processing mechanism of brain neural network, and apply the above information to the development of new artificial intelligence technology to promote the development of artificial intelligence.



DeepTech released the top ten technology trends of life sciences in 2019, and biotechnology has entered a golden age.


  Figure | Associate Professor Kong Lingjie (Source: DeepTech)


  Innovative figures in the field of life sciences in 2019


  (Sorted by spelling initials of last name)


  1. Cong Le, a researcher at the Broad Institute of MIT-Harvard University.



DeepTech released the top ten technology trends of life sciences in 2019, and biotechnology has entered a golden age.



  As one of the innovative scientists who brought CRISPR gene editing technology to the human gene world, Cong Le used CRISPR/Cas9 system to act on human and mouse cell genes for the first time, and revealed the application potential of related technologies in gene therapy, especially in the treatment of cardiovascular and cerebrovascular diseases and cancer. At present, Cong Le focuses on the research of single cell sequencing, genomics and systems biology, and combines with gene editing technology to explore the immunological mechanism of cancer and the development of therapies for cancer immune regulation.


  2. Han Bicheng, founder and CEO of BrainCo and BrainRobotics.



DeepTech released the top ten technology trends of life sciences in 2019, and biotechnology has entered a golden age.


  As one of the innovative entrepreneurs who put brain-computer interface technology into commercial application, Han Bicheng founded BrainCo, a brain-computer interface technology company, while studying for a doctorate in brain science at Harvard University Brain Science Center.
. He founded a semi-public welfare project to manufacture intelligent prostheses for the disabled.
BrainRobotics, the product developed can help disabled people to control prostheses and fingers through their minds and realize flexible movement. At the same time, BrainCo’s team is developing the world’s first brain information processing chip combined with artificial intelligence algorithm.


  3. He Ting, founder and CEO of Yimiao Shenzhou Medical Technology



DeepTech released the top ten technology trends of life sciences in 2019, and biotechnology has entered a golden age.


  As one of the innovative entrepreneurs who are committed to applying CAR-T technology and gene cell drugs to the treatment of malignant tumors, He Ting founded Beijing Yimiao Shenzhou Medical Technology Co., Ltd.. IM19, the company’s candidate CAR-T new drug product, has shown exciting efficacy in early clinical research, which is expected to greatly improve the treatment status of advanced hematological tumors.


  4. Kong Lingjie, Associate Professor, Department of Precision Instruments, Tsinghua University.



DeepTech released the top ten technology trends of life sciences in 2019, and biotechnology has entered a golden age.


  As one of the innovative scientists focusing on method innovation, system design and integration in the field of neuroimaging, Kong Lingjie designed and developed a three-dimensional high-speed two-photon fluorescence microscopic imaging system, developed a deep tissue microscopic system based on adaptive optics, and participated in the research and development of the world’s first 1-billion-pixel imaging system with video frame rate, centimeter-level field of view and sub-micron resolution. Kong Lingjie’s research from "understanding brain" to "simulating brain" is not only an important technical support for China’s "brain project" in the future, but also a key link between brain science and the transformation of artificial intelligence.


  5. Li Teng, founder and CEO of Beijing Lanjing Microbiology Technology Co., Ltd.



DeepTech released the top ten technology trends of life sciences in 2019, and biotechnology has entered a golden age.


  As one of the innovative entrepreneurs who applied synthetic biology technology to optimize life systems and develop new microbial products to solve ecological problems, Li Teng discovered a salt-tolerant and alkali-tolerant bacterium in Aiding Lake, Xinjiang, which greatly reduced the production cost of biodegradable polyhydroxy fatty acid esters (PHA). In addition, its leading team has developed a brand-new data management system.
Holog has improved the data and automation level of R&D process, established a soft and hard integrated laboratory, and greatly improved the engineering level of microbial synthesis.


  6. Qi Lei, Associate Professor of Bioengineering, Stanford University



DeepTech released the top ten technology trends of life sciences in 2019, and biotechnology has entered a golden age.


  As one of the co-inventors of CRISPR gene editing technology in China and EU patents, Qi Lei upgraded the gene magic scissors CRISPR/Cas system to the "Swiss Army Knife" for the first time.
CRISPR-dCas, and based on this, it expanded its application, and successively invented the system based on CRISPR.
The gene switch (CRISPRi/a) enables the specific gene expression to be accurately turned on or off without introducing mutation. A series of CRISPR technologies invented by Qi Lei greatly expanded "genetic engineering" and then changed the definition of "genetic engineering".


  7. Shao Yangyang, postdoctoral fellow, Institute of Plant Physiology and Ecology, Shanghai Institute of Life Sciences, Chinese Academy of Sciences.



DeepTech released the top ten technology trends of life sciences in 2019, and biotechnology has entered a golden age.


  As one of the innovative scientists who explored and analyzed the origin and evolution of eukaryotic cells through the "engineering" method of synthetic biology for the first time, Shao Yangyang participated in the creation of the world’s first single chromosome eukaryotic cell and achieved a milestone breakthrough in "artificial life". Shao Yangyang’s research provides a new idea for exploring the relationship between chromosome structure and function in higher organisms and a useful model for studying telomere-related aging and cancer.


  8. Wang Yanli, researcher of Institute of Biophysics, Chinese Academy of Sciences, professor of Chinese Academy of Sciences.



DeepTech released the top ten technology trends of life sciences in 2019, and biotechnology has entered a golden age.


  As one of the innovative scientists who have made great breakthroughs in the field of CRISPR/Cas mechanism research, Wang Yanli’s research work mainly focuses on the mechanism of CRISPR/Cas system and RNA interference (RNA
Study on the structure and function of interference (RNA) related proteins. From 2014 to 2018, Wang Yanli team made great breakthroughs in the above research fields and made original and outstanding contributions to the mechanism clarification of CRISPR/Cas system.


  9. Xie Dan, researcher at the State Key Laboratory of Biotherapy, Sichuan University.



DeepTech released the top ten technology trends of life sciences in 2019, and biotechnology has entered a golden age.


  As one of the innovative scientists who are committed to developing Qualcomm’s high-resolution single-cell multimethology composite sequencing technology and using single-cell sequencing technology to study tumor occurrence, development and transformation of non-invasive liquid biopsy diagnosis technology, Xie Dan has systematically studied various gene regulation mechanisms and differences in epigenetic spectra between genomes in the fields of multimethology data and bioinformatics, combining with the rapidly developing sequencing technology and machine learning methods, and revealed the molecular mechanism of gene regulation leading to trait differences and the corresponding relationship between human multimethology and diseases.


  10. Zou Hao, founder and CEO of Qingying Medical



DeepTech released the top ten technology trends of life sciences in 2019, and biotechnology has entered a golden age.


  As one of the innovative entrepreneurs who introduced the "advanced version" of artificial intelligence technology into the medical field and trained a high-sensitivity and high-stability medical data analysis system with small-scale data sets, Zou Hao, who was born in Tsinghua "Yao Ban", devoted himself to exploring the deep application of artificial intelligence in medical imaging and big data health. Qingying Medical, founded by Qingying Medical, has cooperated closely with many top clinical hospitals in China during its growth for just over a year, and has become an innovative example of cross-border integration of medical industry and artificial intelligence technology in start-ups.


  

(Editor: Cui Chen HX015)

Powell hinted that the Fed will continue to suspend interest rate hikes.

  Xinhua News Agency, Washington, October 19 (Reporter Xiong Maoling) In a speech at the New York Economic Club on October 19, US Federal Reserve Chairman Powell hinted that the Fed may continue to suspend interest rate hikes at the next monetary policy meeting.

  Powell said that the significance of raising interest rates is to affect the financial situation, and the recent increase in the yield of long-term US government bonds is leading to the tightening of the financial situation, so it is necessary to observe the next development trend.

  On the same day, the yield of 10-year US Treasury bonds once rose to nearly 5%, a 16-year high.

  Powell said that although the inflation level in the United States has dropped significantly, it is still significantly higher than the Fed’s long-term target of 2%. It is estimated that the core personal consumption expenditure price index will rise by 3.7% in September. He said that it remains to be seen whether the inflation level can continue to decline towards the target, which also means that the Fed will still keep the option of raising interest rates further.

  Since the beginning of this interest rate hike cycle in March last year, the Federal Reserve has raised the target range of federal funds interest rate from near zero to 5.25% to 5.5%. Since the beginning of this year, the Federal Reserve has slowed down the pace of raising interest rates. After the monetary policy meeting in June, it announced a moratorium on raising interest rates. In July, it raised interest rates by 25 basis points, and in September, it announced a moratorium on raising interest rates again.

  Powell said that a series of uncertainties, old and new, make the task of the Fed to formulate monetary policy more complicated. "Doing too little" may make high inflation deeply rooted, while "doing too much" may cause unnecessary harm to the economy.

  The Fed’s next monetary policy meeting will be held from October 31st to November 1st. According to data from the Chicago Mercantile Exchange’s Federal Reserve Observation Tool on the 19th, the probability that traders predict that the Fed will keep interest rates unchanged at its next meeting is as high as 99.6%.

Revealing the speculation behind "garlic you are malicious": the funds of large speculators exceed 100 million.

  Xinhua News Agency, Jinan, April 17th Title: Small speculators claim to have invested 1 million yuan and earned 1 million yuan-revealing the speculation behind "garlic is cruel"

  Xinhua News Agency "Xinhua Viewpoint" reporters Yuan Junbao and Liu Jinhui

  Recently, "garlic you malicious" once again. According to the investigation of Xinhua Viewpoint reporters in Jinxiang, Shandong, Zhongmu, Henan and other major garlic producing areas, the decline in output and market supply and demand are the decisive factors of this wave of "garlic you are ruthless" market, but there are also many speculators who add fuel to the flames.

  In the eyes of speculators, garlic market is like a casino. If you bet right, you can get rich overnight and return home in a luxury car; If you make a mistake, you will lose everything, and the debt collector will make it difficult for you to return home. Speculators influence prices through various means. Some small speculators bluntly said that "they invested 1 million yuan this year and almost earned 1 million yuan", and the funds of large speculators even exceeded 100 million yuan.

  "Once in heaven, once in hell" is a big casino speculator with funds exceeding 100 million yuan.

  "The world garlic sees China, and China garlic sees Jinxiang". In Nandianzi Garlic Market on Jincheng Road in Jinxiang County, hundreds of garlic brokers gather every day. It is known as "Garlic Wall Street" in the industry, and the garlic price in the whole country and even the whole world is dominated by it.

  Jinxiang is one of the main garlic producing areas in China. The garlic in Jinxiang and several surrounding counties and cities accounts for more than half of the garlic production in the main garlic producing areas, and the inventory is more than 60%. Here, it is no secret that "garlic is fried". Sometimes a batch of garlic is changed hands several times without moving in the cold storage. Driven by the "garlic you are malicious" market, many investors become rich overnight.

  "I invested 1 million yuan this year and almost earned 1 million yuan." Lao Cheng, a garlic merchant in Mamiao Town, Jinxiang County, said that he is only a small family, and the funds of more than 10 million yuan are considered medium, and some large families have funds of over 100 million yuan. Lao Cheng saved 200 tons of garlic last year, which was about 5 yuan/kg at the time of collection, and this year’s selling price was about 12 yuan/kg. Excluding the storage cost of 1 yuan per kg, he earned almost 5 yuan per kg.

  Mr. Sun, a garlic investor in Linyi, Shandong Province, regretted not investing in garlic this year. "A friend earned 4 million yuan and just drove back a Mercedes-Benz with more than 1 million yuan two days ago."

  It is understood that in July last year, when jinxiang garlic began to purchase and put into storage after harvest, the price was about 4.7 yuan/kg, but it reached 12.8 yuan/kg in mid-March this year, up 170%. "The highest price this year has exceeded the high point in 2010." Yang Guihua, executive director of Jinxiang Garlic Industry Information Association and secretary general of China Garlic Industry Information Alliance, said. 2010 is the year when "garlic is cruel" was widely known.

  Huge profits also mean huge risks. The price of garlic peaked in 2010, 2012 and 2016, while it was lower in other years. Especially at the end of 2008, the price of garlic once fell to only a few cents or even a few cents a catty.

  Zhongmou county, Henan Province is also an important garlic producing area. Mao Xiaoan is a garlic broker in zhongmou county, and has been working for 20 years. "I lost almost all my money in 2008, and I didn’t pay off the loan until last year." He said. Lao Cheng also told reporters that in 2012, the price of garlic fluctuated greatly, and he lost more than 600,000 yuan. Half of the money invested is your own, and the other half is raised by relatives and friends.

  In 2012, a foreigner named "Zhu Laosan" came to Jinxiang. "At that time, he brought hundreds of millions of yuan of funds. As a result, after a large number of purchases, the price rose rapidly in the short term but fell quickly, but lost more than 100 million yuan." An industry insider in Jinxiang County said.

  In the eyes of some garlic merchants, investing in garlic is gambling. Although they know that there are huge risks, garlic merchants still enjoy it. "If you earn money, you want to earn more, and if you lose money, you want to make money."

  "Fried garlic" such as "stock trading" runs through the whole cycle of production, warehousing and sales.

  According to Cui Xiaona, an agricultural product analyst at Zhuo Chuang Information, there are three reasons for this round of garlic price increase: First, the output has declined; Second, the demand for domestic demand and exports has not decreased or even increased; The third is hype. "In 2014, the national output decreased by about 8%-10%. The heavy snow and cold wave at the end of 2015 and the beginning of this year aggravated the expectation of garlic production reduction this year."

  In the eyes of most garlic merchants, market supply and demand are the most fundamental factors that determine the price of garlic. "There are more garlic, and it is difficult for you to fry again." However, they also admit that speculation has played a role in fueling the flames, intensifying the fluctuation range of prices, and "anything can be used" in the process of speculation.

  "At present, traditional business is not easy to do. Some big speculators, such as some real estate developers in Northeast China and Shanghai, who hold capital, have a hand of 30,000 to 40,000 tons. When there was less garlic on the market in March and April of the following year, they began to drive up the price and create the expectation that the price of garlic would rise sharply. " Liu Shaochen, president of zhongmou county Refrigeration and Preservation Association, said.

  The reporter’s investigation found that the general expectation of garlic production reduction this year was the initial factor of garlic price increase, but in the process of news dissemination, some of them were exaggerated or even artificially used. "At that time, in the garlic exchange group, some people released news of garlic production in some areas, but it was later confirmed that it was not so serious." A garlic operator in Jinxiang said that especially at the end of February this year, garlic merchants held a fresh-keeping industry conference in Shandong. The data from the meeting said that the national inventory was only 600,000 tons. Since that day, garlic has started a "crazy rise" mode.

  In addition to making a fuss about the true and false news, according to many insiders, in the process of price manipulation, big garlic merchants have many means, one of which is to buy and sell themselves, create price illusions, and guide other garlic merchants to follow suit; Second, when preparing for shipment, we bought it at a higher price, but the actual purchase volume was small, and at the same time, we secretly signed a large number of orders for shipment. "It is very similar to stock trading, and various methods and means are used, even more." An industry insider said.

  According to industry insiders, in recent years, in order to ensure the source of garlic, garlic merchants have generally begun to "secure land" before garlic goes on the market, that is, to buy future garlic in advance at a certain total price. "Gambling garlic has run through the whole cycle of garlic production, warehousing and sales."

  When does Garlic City Casino close?

  Although the price of garlic has skyrocketed, for many garlic farmers, the direct benefits are few. Chen Dongfeng, a garlic farmer in Yuzhuang Village, Wang Pi Town, Jinxiang County, said that he had to put it in storage before September of the previous year. The price he sold was 4.4 yuan/kg, and it didn’t matter how it rose after that. All the people who made money were fried garlic.

  With the listing of new garlic in various places, the price of jinxiang garlic has dropped to about 8.4 yuan/kg. Experts in the industry said that the most fundamental thing to reduce the skyrocketing garlic is to stabilize the planting area and output, and on this basis, increase the release of authoritative information, increase market transparency and reduce the space for speculation.

  It is understood that Jinxiang County has introduced garlic price insurance to promote the enthusiasm of garlic farmers. Yang Guihua said that the insurance price is determined by the average price in previous years, planting cost and other factors to protect the interests of garlic farmers. Chen Dongfeng and other garlic farmers said, "This is a good guarantee for us."

  Some insiders believe that it is difficult to identify and supervise garlic speculation. On the one hand, there are still different views in the industry on whether the phenomenon of hoarding goods and reluctance to sell goods belongs to market behavior or artificial manipulation; On the other hand, even if large merchants are United, it is difficult for relevant departments to grasp specific evidence.

  How can we reduce hype? Yang Guihua and others believe that authoritative information release should be increased to reduce unreasonable expectations. Some insiders suggest that on the basis of standardization, futures trading should be moderately carried out to achieve an effective balance of multiple short positions, so as to stabilize the price of garlic.

Law cannot bow to lawlessness, the power of justice in Article 20!


Special feature of 1905 film network In the spring festival movies, the box office has exceeded 800 million yuan, breaking the cumulative box office record of family films in China film history during the spring festival. As the first film on the theme of the rule of law focusing on "justifiable defense" in China, the popularity of the film Article 20 has also aroused public concern and heated discussion.



"Today’s Film Review" invited Sun Peng, director of the Second Inspection Department of Haidian District People’s Procuratorate and a first-class prosecutor, as a guest program to interpret the meaning behind Article 20 for the audience from a professional perspective.



Vivid image of prosecutor


The film "Article 20" restores the real prosecutors, who are serious and responsible about their work, but also have daily trivialities in their lives. Prosecutors also have ordinary people’s joys and sorrows, which are truly presented in the movies in a slightly humorous way.



Han Ming, the prosecutor, is sometimes overwhelmed with work, sometimes slack, and passive to his wife, Nuo Nuo. Such a prosecutor doesn’t seem to be in line with the image of a prosecutor in everyone’s mind, but this is actually the work and life of a real prosecutor. In many previous political and legal dramas, the image-building of prosecutors was a little too "Gao Daquan", and it was always a feeling of putting on airs. But in fact, prosecutors are ordinary people and have their own lives, and they will make jokes with colleagues after work and leisure, which does not affect the bottom line of objectivity and justice.



As the prosecutor Lu Lingling, the portrayal of the role in the film is more reflected in the work. In the film, Lu Lingling’s "stubborn" investigation of the case impressed many viewers deeply, not only because of the straightforward personality of the characters, but also because of Lu Lingling’s respect for her career.



The case was hosted by Lu Lingling, who was responsible for her own case for life. Therefore, Lu Lingling has been struggling with whether Liu Wenjing had this knife in her car. This knife is the key evidence to finally determine whether Wang Yongqiang is self-defense or revenge. In the case of unclear facts and evidence, how to make a correct judgment is to constantly pursue the integrity of the evidence and the authenticity of the facts.



However, whether Lei Jiayin plays Han Ming or Gao Ye plays Lu Lingling, there is no difference between them in their pursuit of legal profession, and their insistence on fairness and justice has never wavered. Sun Peng, the prosecutor, highly recognized the prosecutor’s image in Article 20, saying, "It is often said on the Internet that people of any profession can’t watch dramas of any profession, such as doctors can’t watch medical dramas and white-collar workers can’t watch workplace dramas. As a judicial officer, there are many times. When I go to see these political and legal dramas, I actually choose to watch them, but this movie has a strong sense of substitution, the case itself is very real, and there are enough drama conflicts. I am willing to regard it as it.



Popularization of Law in "Self-defense"


"Self-defense" is the key word that runs through the narrative of the film Article 20. Han Yuchen stopped bullying on campus, but was framed for deliberately hitting people; Zhang Guisheng, the bus driver, saw that the female passenger was harassed by a strange man and helped him. In anger, he injured the man, but in the end he was sentenced to intentional injury. Wang Yongqiang’s family was deeply bullied by the bully in Kangcun, and Liu Yongjing was stabbed in grief and indignation … … These three cases all have one thing in common, that is, they will all bring about discussions on self-defense, excessive defense and intentional injury. The film takes the realistic theme and the perspective of the little people as the incision and tells the justice and human feelings behind the law.


The contents of Article 20 of the Criminal Law of People’s Republic of China (PRC) are as follows:


Article 20 In order to protect the state, public interests, the person, property and other rights of oneself or others from ongoing unlawful infringement, the act of stopping unlawful infringement, which causes damage to the unlawful infringer, belongs to self-defense and does not bear criminal responsibility.


If justifiable defense obviously exceeds the necessary limit and causes great damage, criminal responsibility shall be borne, but the punishment shall be mitigated or exempted.


Taking defensive actions against crimes of assault, murder, robbery, rape, kidnapping and other violent crimes that seriously endanger personal safety, resulting in unlawful infringement of human casualties, is not excessive defense and does not bear criminal responsibility.


In fact, Article 20: Self-defense has existed since the beginning, but before, due to the inability and awareness of obtaining evidence, many cases of self-defense have not been applied accordingly.


Therefore, this film uses a number of cases to show and vivid stories to guide, which makes the most meaningful legal education work on the legal content of Article 20, and also makes more people understand self-defense.



The Supreme People’s Procuratorate also issued a document saying, "The reason why Article 20 is concerned is because it really happens to our people. It seems far away, but it may happen to us from time to time, so it is easy to resonate." Therefore, it is very valuable to let everyone know how the law stipulates and then prevent other illegal violations, which is worthy of publicity and promotion.



At the end of the film, Han Ming made the clearest analysis and explanation of the incident in front of all legal professionals, made clear the legal and moral standards that should be met, and made a profound statement, and also told all human laws not to give in to lawlessness. When we face illegal infringement in the future, we should also bravely take up legal weapons and defend our legitimate rights!


It will be implemented on October 8! It is related to the monthly withdrawal of Chengdu provident fund.

recent days

"Chengdu housing provident fund monthly withdrawal.

Housing provident fund repays the principal and interest of individual housing loans.

Management related regulations "

(hereinafter referred to as the "Regulations")

Revision and issuance

Revised "Regulations"

Implemented on October 8, 2023.

Valid for 1 year

Relevant provisions on the management of monthly withdrawal of housing provident fund from Chengdu housing provident fund to repay the principal and interest of individual housing loans

First, the applicable object

Workers who have paid the housing provident fund in Chengdu Housing Provident Fund Management Center (hereinafter referred to as Chengdu Provident Fund Center) have applied for housing provident fund personal housing loans (hereinafter referred to as provident fund loans) and commercial personal housing loans (hereinafter referred to as commercial loans) and repaid the loan principal and interest on a monthly basis, and can apply to Chengdu Provident Fund Center for monthly withdrawal of housing provident fund to repay the personal housing loan principal and interest (hereinafter referred to as monthly repayment).

Second, the way to achieve

Eligible paid employees can sign the Service Agreement on Monthly Withdrawal of Housing Provident Fund to Repay the Principal and Interest of Individual Housing Loans (hereinafter referred to as monthly withdrawal agreement or agreement) with Chengdu Provident Fund Center, and realize monthly withdrawal and repayment of loans through direct withdrawal of principal and interest or quota withdrawal.

(1) Direct payment of principal and interest

Direct principal and interest is applicable to the provident fund loan of Chengdu Provident Fund Center (excluding Ziyang Minsheng Village Bank).

Direct payment of principal and interest means that the Chengdu Provident Fund Center deducts the principal and interest of the provident fund loan that should be repaid in the current period from the available amount of the housing provident fund deposit account opened by the deposit workers in Chengdu Provident Fund Center in the current month, and the difference that the available amount is insufficient to be deducted is deducted from the entrusted deduction account (hereinafter referred to as the personal loan repayment account) agreed by the borrower when handling the loan.

(2) Quota extraction method

Quota withdrawal is applicable to other personal housing loans, including provident fund loans from Chengdu Provident Fund Center (limited to Ziyang Minsheng Village Bank), provident fund loans from other provident fund centers, and commercial loans (including discount loans from public developers).

Quota withdrawal means that Chengdu Provident Fund Center will withdraw the monthly withdrawal amount agreed in the agreement (hereinafter referred to as the agreed withdrawal amount) from the available amount of the housing provident fund deposit account opened by the paid employees in Chengdu Provident Fund Center in the current month to the bank account agreed in the agreement (hereinafter referred to as the withdrawal account):

1. Extract the collection account. Withdraw the repayment funds on a monthly basis and transfer them to the normal Class I bank savings account opened by the employee himself in the cooperative bank of Chengdu Provident Fund Center or the digital RMB wallet account that meets the requirements. Among them, the paid employees who repay the commercial loans of the cooperative bank of Chengdu Provident Fund Center and hold a personal loan repayment account can transfer the withdrawal funds to the personal loan repayment account.

The cooperative banks of Chengdu Provident Fund Center can inquire through the publicly available List of Banks for Online Inquiry of Commercial Loan Information.

2. Agreed withdrawal amount. Deposited employees agree that Chengdu Provident Fund Center obtains information such as total loan amount, loan period, repayment method, loan start date, loan end date, remaining loan principal and interest, basic interest rate of commercial loans, etc. (regardless of factors such as interest rate adjustment and interest rate difference) according to interconnection, and calculates the remaining loan principal and interest amount through the business system of Chengdu Provident Fund Center and determines the agreed withdrawal amount. Deposited employees have objections to the agreed withdrawal amount, which shall be handled offline with reference to Article 5 (2) of these Provisions.

Third, the application conditions

When the paid employees meet the following conditions at the same time, they may apply for monthly repayment:

(a) during the repayment of the loan, and the loan has not been settled, the deposit employee is the owner of the house purchased by the loan or the spouse of the owner.

(2) There are no cases such as unfinished withdrawal, pre-receipt registration, and the judicial freeze has not been lifted, and it has not been included in the bad behavior registration of Chengdu Provident Fund Center.

(3) The paid employees have no other housing consumption withdrawal business within a natural year, except for the withdrawal of the loan principal and interest for the same set of housing.

(4) There is no agreement on entrusted withdrawal of Chengdu housing provident fund or agreement on entrusted withdrawal of Chengdu housing provident fund quota (hereinafter referred to as "annual entrusted withdrawal agreement") or monthly withdrawal agreement.

(five) in accordance with the "Chengdu housing provident fund extraction management measures", "Chengdu housing provident fund extraction management implementation rules" and other relevant provisions.

Four, the provisions of the contract loan

(1) The individual housing loans paid to employees with multiple sets of self-occupied housing are not settled, and if there is a provident fund loan from Chengdu Provident Fund Center, priority should be given to the provident fund loan from Chengdu Provident Fund Center for monthly repayment.

(2) If the paid employees choose the combined loan of Chengdu Provident Fund Center to sign a monthly withdrawal agreement, the provident fund loan will be paid directly to the principal and interest, and the commercial loan will be paid in a fixed amount, and the monthly available amount will be given priority to the direct payment of the principal and interest.

(3) If the deposited employees have signed the original annual entrustment withdrawal agreement, they can choose to continue the implementation according to the original regulations and the agreement, or they can choose to terminate the annual entrustment withdrawal agreement and sign a new monthly withdrawal agreement.

If there are two or more people in the same house who meet the extraction conditions, the selection of repayment extraction methods and the types of extraction agreements signed should be consistent.

V. Application materials and handling methods

(1) Online processing

Eligible paid employees can apply for, check and confirm the signing information through the "Chengdu Housing Provident Fund" APP, and complete the monthly loan repayment signing.

The borrower or spouse of the provident fund loan of Chengdu Provident Fund Center (excluding Ziyang Minsheng Village Bank) and the main borrower or spouse of the commercial loan of Chengdu Provident Fund Center cooperative bank can apply online.

(2) Offline handling

Eligible paid-in employees shall provide authentic, legal and effective originals of the following materials and apply for monthly repayment in the service hall of Chengdu Provident Fund Center. Chengdu Provident Fund Center will keep electronic images of relevant business materials.

1. Proof of identity and marriage:

(1) If the deposit employee is the principal borrower, provide his/her identity certificate.

(2) If the deposit employee is from co-borrower, he/she shall provide his/her identity certificate and that of the principal borrower.

(3) If the deposit employee is not co-borrower, but the spouse of the principal borrower, he/she shall provide his/her identity certificate, the identity certificate of the principal borrower and marriage certificate.

(4) If the paid employee is not co-borrower but co-borrower’s spouse, he/she shall provide his/her identity certificate, spouse’s identity certificate, marriage certificate and main borrower’s identity certificate.

2. Repay the provident fund loan of Chengdu Provident Fund Center (excluding Ziyang Minsheng Village Bank) without providing other materials.

3. If the loan of Chengdu Provident Fund Center (limited to Ziyang Minsheng Village Bank) and the commercial loan of Chengdu Provident Fund Center cooperative bank are repaid, the withdrawal account shall be provided according to Article 2 (2) of these Provisions.

4 to repay other personal housing loans, provide:

(1) Loan contract/loan contract (if the loan repayment business has been handled after November 1, 2017, the loan contract/loan contract can no longer be provided when the same house is used for monthly repayment);

(2) Personal loan repayment account flow (showing the latest deduction record);

(3) Providing withdrawal account according to Article 2 (2) of these Provisions;

(4) Chengdu Provident Fund Center will verify the authenticity of the loan through the platform of Yinzhengtong and the personal credit information system of China People’s Bank. If it is verified through the Yinzhengtong platform, the main borrower needs to sign the authorization agreement on the spot. If the main borrower belongs to the paid employee of Chengdu Provident Fund Center, it can be authorized online through the "Chengdu Housing Provident Fund" APP; If it is verified by the personal credit information system, the principal borrower shall sign the credit information inquiry authorization on the spot.

5. If the loan information, housing information and personal loan repayment account inquired through interconnection are incomplete and inaccurate, or the deposit employees have objections, or the non-cooperative banks cannot inquire about relevant information through interconnection, which affects the business audit and data confirmation, the deposit employees shall provide the corresponding original supporting materials.

6. If the housing purchased by the loan is outside the mutual recognition area announced by Chengdu Provident Fund Center, it is also necessary to provide the household registration certificate or work place certificate of the paid employee or spouse.

7. When handling business at the counter, the spouse can act as an agent, and at the same time provide the agent’s identity certificate and the original marriage certificate. If it is necessary to verify the authenticity of the loan through the personal credit information system, only the main borrower can do it for his spouse. If the principal and interest are paid directly, the spouse can do it on behalf of the paid employee after handling the entrusted registration through the "Chengdu Housing Provident Fund" APP or providing a notarized power of attorney.

VI. Implementation of the Agreement

(1) If two or more paid employees sign the same loan, it will be executed in the order of signing time by default.

(2) If the fixed withdrawal method is adopted, Chengdu Provident Fund Center can calibrate the agreed withdrawal amount through cooperative banks’ push information, bank-Zhengtong platform inquiry and manual verification.

(three) paid workers and Chengdu provident fund center signed a monthly withdrawal agreement, and within the validity period, shall not handle other housing consumption withdrawal business.

VII. Alteration of Agreement

(1) Select the change of collection account.

During the validity period of the monthly withdrawal agreement, if it is necessary to change the withdrawal account, the signatory shall go through the change formalities at the counter, and the spouse may act as agent. If I handle it, I will provide the original ID card and my bank account; If the spouse acts as an agent, the original identity certificate and marriage certificate of the agent shall be provided at the same time.

Chengdu Provident Fund Center will keep the electronic images of the business materials and issue the agreement change certificate.

(2) Selection order change

There are multiple monthly repayment contractors for the same loan, and if the withdrawal order needs to be changed, all the contractors must go to the counter at the same time, and the spouse can act as agent. If I handle it myself, I will provide the original identity documents of all the signatories; If the spouse acts as an agent, the original identity certificate and marriage certificate of the agent shall be provided at the same time.

Chengdu Provident Fund Center will keep the electronic images of the business materials.

VIII. Termination of the Agreement

(1) The monthly withdrawal agreement shall be automatically terminated in the following circumstances:

1. If the principal and interest are paid directly, the remaining loan principal and interest payable shall be zero.

2. If the fixed withdrawal method is adopted, the accumulated withdrawal amount is equal to the remaining repayable loan principal and interest amount of the loan at the time of signing, or after the month following the agreed loan termination time has been withdrawn according to the agreement.

(II) During the validity period of the agreement, the signatory can terminate the agreement through the "Chengdu Housing Provident Fund" APP or go to the service hall of Chengdu Provident Fund Center to apply for termination of the agreement. If I apply for termination of the agreement at the counter, I shall provide the original identity certificate; If the spouse acts as an agent, the original identity certificate and marriage certificate of the agent shall be provided at the same time.

Chengdu Provident Fund Center will keep the electronic images of the business materials and issue the agreement termination certificate.

(3) Chengdu Provident Fund Center has the right to unilaterally terminate the monthly withdrawal agreement under any of the following circumstances:

1. The contractor is included in the bad behavior registration of the provident fund center.

2. The signatory is determined in the divorce agreement or the effective legal documents that he is no longer the owner of the house or no longer undertakes the repayment obligation, or the signatory is no longer the owner of the house, or the spouse of the owner of the house, or does not meet the extraction conditions.

3 national, provincial, municipal or Chengdu Provident Fund Center policies and regulations change, and the monthly repayment business is suspended.

IX. Other matters

(a) the balance of the employee housing provident fund account should be kept at least in 1 yuan. Before the deduction date of each month, the employees who signed the deposit contract should pay attention to the available amount and ensure that the balance of the personal loan repayment account meets the loan repayment amount of the current month to avoid loans overdue.

If the monthly housing provident fund fails to arrive on time or the available amount is insufficient due to reasons such as the housing provident fund is not remitted and credited in time, bank payment settlement, etc., the borrower shall timely deposit in the personal loan repayment account funds not less than the loan principal and interest payable in the current period.

If loans overdue is caused by the borrower’s failure to deposit funds in full and on time, the borrower shall bear the responsibility.

(II) Matters not covered in these Provisions shall be implemented with reference to the Measures for the Administration of the Withdrawal of Chengdu Housing Provident Fund and the Detailed Rules for the Implementation of the Administration of the Withdrawal of Chengdu Housing Provident Fund.

(three) the relevant management regulations or handling channels, inquiry channels, etc., shall be adjusted.

(4) The Chengdu Provident Fund Center shall be responsible for the interpretation of these Provisions.

(five) these Provisions shall come into force as of October 8, 2023, and shall be valid for one year.

Why should the Regulations be revised?

Applicable object of "monthly repayment"

And how to realize it?

Monthly withdrawal agreement

Can it be changed or terminated early?

Signed annual withdrawal agreement

Continue to take effect?

Here comes the interpretation.

Revision background

Since October 8, 2021, Chengdu Provident Fund Center’s monthly loan repayment business has been put into operation. Through two different processing modes of "straight principal and interest" and "fixed withdrawal", it has taken the lead in realizing the full coverage of individual housing loans in the industry by interconnecting with financial information platforms such as cooperative banks and banking-government-communication platforms. Employees who have paid off provident fund loans, commercial loans and portfolio loans can withdraw housing provident fund to repay loans on a monthly basis, effectively reducing the repayment of individual housing loans by paid employees. The relevant regulations on the management of monthly withdrawal of housing provident fund from Chengdu housing provident fund to repay the principal and interest of individual housing loans (Trial), which has been implemented for supporting business, is about to expire. In order to further improve the service experience of paid employees in withdrawing and using housing provident fund, and ensure the standardization, continuity and effectiveness of business operation, it is necessary to revise and improve the relevant regulations on the management of monthly repayment of loans.

hot-button issue

ask

What are the applicable objects and specific implementation methods of "monthly repayment"?

Answer: If employees are deposited in Chengdu Provident Fund Center and have applied for individual housing loans, they can apply to Chengdu Provident Fund Center for monthly withdrawal and repayment during the period of monthly loan repayment. Personal housing loans include provident fund loans, commercial loans, combined loans of provident fund loans and commercial loans.

There are two ways to realize monthly loan repayment: "straight principal and interest" and "fixed withdrawal".

ask

What is the scope of application of "straight principal and interest" and "fixed withdrawal"?

Answer: 1. "Direct payment of principal and interest" means that Chengdu Provident Fund Center deducts the principal and interest of provident fund loans that should be repaid by paid employees in the current period from the provident fund account on a monthly basis, and the difference that is insufficient to be deducted is deducted from the entrusted deduction account agreed by the borrower when handling the loan.

This method is applicable to the provident fund loan of Chengdu Provident Fund Center (excluding Ziyang Minsheng Village Bank).

2. "Fixed withdrawal" means that Chengdu Provident Fund Center transfers the withdrawal amount agreed upon in the agreement from the employee provident fund deposit account to the bank account agreed upon in the agreement on a monthly basis.

This method is applicable to other personal housing loans, including provident fund loans from Chengdu Provident Fund Center (limited to Ziyang Minsheng Village Bank), provident fund loans from other provident fund centers, and commercial loans (including discount loans from public developers).

3. For the monthly repayment of the combined loan of Chengdu Provident Fund Center, the part of the provident fund loan is realized by "straight principal and interest" and the part of the commercial loan is realized by "fixed withdrawal".

ask

What are the "fixed withdrawal" collection accounts?

Answer: 1. If the commercial loan of Chengdu Provident Fund Center Cooperative Bank is repaid by monthly withdrawal, and the deposit employee is the cardholder of the entrusted deduction account, the withdrawal funds can be transferred to the entrusted deduction account.

2. Other paid employees who meet the conditions of "quota withdrawal" will withdraw the repayment funds on a monthly basis and transfer them to my normal Class I bank savings account or a digital RMB wallet account that meets the requirements. If the employee has signed the card, the withdrawal funds will be transferred to my signing card.

3. Deposited employees can check the list of cooperative banks through the List of Banks for Online Inquiry of Commercial Loan Information published by Chengdu Provident Fund Center official website and other channels.

ask

What are the conditions for signing a monthly withdrawal agreement?

Answer: 1. The paid employee is the owner of the house purchased by the loan or the spouse of the owner, and the housing loan has not been settled.

2. There is no unfinished withdrawal business, pre-receipt registration, judicial freeze, etc. in the employee provident fund account, and I am not included in the bad behavior registration of Chengdu Provident Fund Center.

3. Deposited employees have not handled other housing consumption extraction business within a natural year, including purchase, construction, renovation, overhaul of self-occupied housing extraction, repayment of principal and interest of non-local housing loans, and rental extraction.

4. Deposit the annual withdrawal agreement or other monthly withdrawal agreement that the employee has not effectively implemented.

5. The address of the house should be consistent with the prefecture-level administrative region where the employee or spouse is registered or works, except that the purchased house is in the mutual recognition area announced by Chengdu Provident Fund Center.

ask

When can I sign a monthly withdrawal agreement after paying the employee for personal housing loan?

A: After the provident fund loan is issued, or the commercial loan is repaid for one month, it can be processed if it meets the signing conditions.

ask

Can the deposit balance included in the calculation of provident fund loan amount be used to direct the principal and interest?

A: Yes.

ask

What are the ways to sign a monthly withdrawal agreement?

A: There are mainly online and offline processing methods.

Eligible paid employees can apply for self-service online through the "Chengdu Housing Provident Fund" APP; If you can’t get the relevant information accurately online, you need to apply for it at the counter. When going offline for counter handling, the employees who pay the deposit shall provide proof materials according to Article 5 of the Provisions on the Administration of Withdrawing Housing Provident Fund from Chengdu Housing Provident Fund on a Monthly basis to Repay the Principal and Interest of Individual Housing Loans.

ask

After the overpaid employees sign the monthly withdrawal agreement, in what order will they be deducted or withdrawn?

Answer: If two or more employees pay the signing and withdrawal agreement for the same loan, it will be deducted or withdrawn in the order of signing time by default. If it belongs to the combined loan of Chengdu Provident Fund Center, it will give priority to the principal and interest of the provident fund loan.

ask

Can the monthly withdrawal agreement be changed or terminated early?

A: Yes. The agreement change is limited to the change of the order of the collection account and the drawer.

Deposited employees can apply for early termination of the agreement through the center "Chengdu Housing Provident Fund" APP within the validity period of the monthly withdrawal agreement.

ask

After signing the monthly withdrawal agreement, as long as the balance of the provident fund account is sufficient, is it unnecessary to deposit money in the repayment card?

Answer: In order to avoid the failure to withdraw the housing accumulation fund in full as agreed in the agreement due to reasons such as the failure to remit and record the housing accumulation fund in time and the abnormal payment and settlement by the bank, loans overdue will be generated. It is suggested that the paid employee or borrower deposit the repayment amount of not less than one month in the repayment card in advance. It should be noted that the balance of the employee provident fund account should be kept at least in 1 yuan.

ask

Will the annual withdrawal agreement signed at present continue to take effect?

A: Yes. If the paid employees have signed an annual withdrawal agreement and have not terminated the agreement, they can continue to implement it according to the agreement, or they can choose to change the annual withdrawal agreement into a monthly withdrawal agreement according to the actual situation.

Original title: "Implemented on October 8! It is related to the monthly withdrawal of Chengdu provident fund.

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